I’m aware. The difference in fees compared to MC/Visa for example is staggering, but no surprise if the infrastructure isn’t profit-oriented. I was just making the point, that the ones responsible to make it happen in Europe are making excuses for why it won’t be done. It is true though, that around the time of Pix being implemented there was a boom in financial inclusion in Brazil. But that might have just as well been because of the pandemic and Pix just made it easier for everyone.