Even teenagers sometimes prefer dead tree books to ebooks. Back when I worked in a public library, we could tell when a book was assigned reading because we’d suddenly get 10 requests for our 2 copies. The students had access to the ebook, they just preferred paper.

Agreeing: Appliances, repairs, taxes, HOA fees, and utilities are all going up in cost faster than salary. The only homeowner cost I can think of that isn’t going up is my mortgage, which is fixed-rate. With a variable-rate mortgage, even that could be going up.