The EPI is not a German governing body. It is a partnership of banks who decided to implement Wero. All of them had to work to support it in addition to their existing systems, though it is not exceptionally hard because it’s just a frontend for SEPA. If Spanish banks want to provide Wero to their customers then they’ll join the EPI and have the same say as everyone else. But again, it’s just fucking QR codes that translate to “make an instant SEPA mandate to send X € to Y IBAN” so I don’t understand what there is to be scared of on a technical level.

I don’t understand the point of fragmenting the Eurozone for the sake of fragmenting the Eurozone. Integration is in the long run more complex, expensive, and less user-friendly than standardization. What is so good about competing solutions that they should not eventually be replaced by a common digital payment system?

Wero is not “something the banks don’t control”. It’s a SEPA-based standard, implemented by the participating banks. It originated with Dutch/Belgian technology and banking markets and Germany and France joined because their sorry asses didn’t have anything better so it’s a pure upgrade for them.

EuroPA is trying to work with fragmented markets, Wero is trying to establish a new standard. I fail to see EuroPA as anything other than a stepping stone to an eventually unified standard. Having a single currency but noeasy and practical way of spending it in a Austrian or Spanish online shop without going through American banks is an absolutely bonkers situation.

I already used it in Belgium though…? “Pushed by Germany” is a bold statement when the technology comes from iDeal/Bancontact which are Dutch and Belgian respectively and France is also a very large economy in the mix. Don’t forget about Luxembourg as well. Benelux+FR+DE is hardly an ignorable market. France is already abandoning its existing solution for Wero. That’s always been the plan.

Do you care to source your claims? My understanding both the EuroPA and EPI are a private agreement between banks, but only the latter has received explicit backing from the European Commission. The EuroPA does not seem nearly as ambitious and only seeks to streamline existing national SEPA-based online payments (unclear to me what that means exactly in practice), which is a nice short-term vision for sovereignty but probably not where the EU will want to be 5 or 10 years from now. The big selling point of Wero is that you can be shown a QR code and use it to pay easily and instantly with extremely low fees, regardless of your bank.

Not ever. Even when every male under the age of 50 is conscripted into one of Trump’s pointless wars against former allies, Democrats won’t do shit because resistance is illegal and they have an unshakably legalist worldview. Calexit was already a complete joke before their government started executing their own citizens in broad daylight with no repercussion - legal or otherwise.

Americans: stop with the escapist fantasies and start finding actual ways to fight back because your elected representatives aren’t going to do it for you.