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Joined 11 months ago
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Cake day: March 22nd, 2025

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  • Interesting. I thought this will be another post about slop PRs and bug reports but no, it’s about open source project not being promoted by AI and missing on adoption and revenue opportunities.

    So I think we definitely see (and will see more) ‘templatization’ of software development. Some ways of writing apps that are easy to understand for AI and are promoted by it will see wider and wider adoption. Not just tools and libraries but also folder structures, design patterns and so on. I’m not sure how bad this will be long term. Maybe it will just stabilize tooling? Do we really need new React state management library every 6 months?

    Hard to tell how will this affect the development of proper tools (not vibe coded ones). Commercial tools struggling to get traction will definitely suffer but most of the libraries I use are hobby projects. I still see good tools with good documentation getting enough attention to grow, even fairly obscure ones. Then again, those tools often struggle with getting enough contributors… Are we going to see a split between vibe coded template apps for junior devs and proper tools for professionals? Will EU step in and found the core projects? I still see a way forward so I’m fairly optimistic but it’s really hard to predict what will happen in a couple of years.







  • It’s like with Euro, a lot of countries adopted it and have a say but Germany is the biggest fish so has most to say. This was seen during the crisis when Germany was the one deciding who gets rescue money and on what conditions. I doubt Spanish banks would be an equal partner in EPI, Germany and France will lead it.

    On a technical level I don’t know what the long term plans are. It’s actually interesting topic. I will do some digging. If it were as simple as a QR code then I don’t think anyone would be opposing it.

    And the point is that Eurozone was already fragmented before Wero arrived. No one is halting Wero to introduce alternative, incompatible solutions. Some countries tried to agree on common standard, this failed, they implemented bunch of different solutions, and then Wero arrived and is trying to make everyone adopt it. It’s too late, other solutions exist and are integrated on national level. The path is integration between those services now, not switching to Wero.


  • I mean that Spanish bank don’t control it. With Bizum they can decide what to do. By switching to Wero they would basically have to implement whatever German and French banks tell them to. Imagine Wero decides to deprecate something or update the protocol by the end of the year. Suddenly you have bunch of work to do because EPI said so.

    And I agree, they have to develop a common solution and having a single European standard would be great but the fact is that Bizum, Blik, Bancoman and many more were here before Wero they are not going to switch now just because France and Germany say so. We have to push for integration and for Wero to be one part of the system.


  • You’re right, it’s also France and Benelux. It’s just my gut feeling that Germany is behind the PR push. Other countries had similar solutions for years, many of them allowing you to pay online and in physical stores but I never saw anyone mention them as independent EU solutions. Now Wero comes which is basically the same, just a solution created by banks, and I see everywhere how European it is and how everyone should use it. It looked strange to me from the very beginning. How were they expecting all the banks in Spain for example to ditch Bizum they work on for years and move to something they don’t control?

    From what I see the entire history is very complicated with multiple splits and mergers but basically it’s just private banks competing between themselves. Why did European Commission back EPI and not EuroPA? Again, it just my gut feeling but I’m guessing it’s because Germany and France pushed for it, not because Wero is better or covers more people.

    Anyway, my main point was that they signed a deal last year so it’s pretty much clear now they will work together to cover all of EU instead of competing. So current solutions under EuroPA will stay where they are, the banks will not switch to Wero. We can stop pushing Wero as the pan-European solution and focus on integrations. Personally, the ability to send money to a bank in another country is not that important to me. It’s the ability to pay locally, online and in stores that’s matters.










  • This is not nor will be EU standard. There are many existing solutions cooperating under the umbrella of European Payment Alliance (EuroPA). This includes Nordic countries, Italy, Spain, Portugal, Poland and couple more (Austria? Romania?). Wero was pushed by Germany that was late to the game and tried to impose their solution on everyone but looks like they gave up now and last year Wero and EuroPA signed a deal to cooperate. They will work on integrating existing solutions and Wero will be only used in France and Germany (unless something very strange happens and some country abandons their system).