• return2ozma@lemmy.worldOP
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    5 days ago

    A record share of Americans — more than 20% — agreed to pay more than $1,000 per month for a new car loan at the end of the year, according to car sales site Edmunds.

    • jj4211@lemmy.world
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      3 days ago

      Do they mean 20% of all Americans, car purchasers, or new car purchasers?

      It looks like they mean of new car purchasers, which ignores people who didn’t buy a car or bought used.

    • Bluegrass_Addict@lemmy.ca
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      5 days ago

      fuk… that’s absurd. I felt bad agreeing to 300/month. I’d laugh at the dealer, call em drunk and never return if they tried that shit

        • Fredselfish@lemmy.world
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          4 days ago

          Just bought a Subaru and payment is 271. That less then my truck payment was back 8 years ago when I paid it off. I told them to get fucked when they tried to make it 394.

      • Lemmyoutofhere@lemmy.ca
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        5 days ago

        I feel sorry for people that have car payments. If you can’t pay cash, you can’t afford it.

        • Waggles@lemmy.world
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          5 days ago

          How long would it take to save up at least 5k for a cheap used car making minimum wage and paying for living expenses? It’s impossible for many Americans without going into debt.

          The system is absolutely broken. But sure go and blame the individual for not pulling themselves up by their bootstraps

    • booly@sh.itjust.works
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      4 days ago

      I wonder how those specific buyers’ household incomes are. Part of the “k shaped recovery” from COVID is that some people genuinely are richer than ever.

      If 10% of US households make more than $250k/year, and richer households are more likely to buy new cars (and buy them more frequently), it might very well be that the $1000/month payments are being paid by those who can easily afford them, while the $300/month payments are the ones actually causing financial strain on average households.