I was quite surprised as well, when my card was stolen I called discover and they just charged back the transactions, granted they said it would be reinstated if their internal investigation proved to be a fake claim but, they got insurance from the feds for stuff like that, so they don’t need to care too much.
I was really surprised to read a while back that in the UK, for instance, the account holder is responsible if their bank card gets fraudulent charges from hacking, skimming, etc.
I was quite surprised as well, when my card was stolen I called discover and they just charged back the transactions, granted they said it would be reinstated if their internal investigation proved to be a fake claim but, they got insurance from the feds for stuff like that, so they don’t need to care too much.
I was really surprised to read a while back that in the UK, for instance, the account holder is responsible if their bank card gets fraudulent charges from hacking, skimming, etc.